Terms & conditions

Welcome to Evolverist! By accessing or using our website, located at [insert URL], you agree to comply with and be bound by the following Terms & Conditions (“T&C”). These terms apply to all visitors, users, and others who access or use the website.

Please read these terms carefully before using the website.

1. Introduction

Evolverist (“we,” “us,” or “our”) operates the website [insert URL] (the “Site”). The following Terms & Conditions govern your access to and use of the Site, including all content, services, and products offered on or through the Site.

By accessing or using our Site, you acknowledge that you have read, understood, and agree to be bound by these T&C. If you disagree with any part of these T&C, you may not access the Site.

2. Definitions

In these T&C, the following terms have the meanings ascribed to them:

  • User: Any individual or entity accessing the Site.
  • Content: All text, graphics, images, videos, and other materials found on the Site.
  • Services: Financial services and content provided through the Site, including articles, tools, and advice.
  • Affiliate Links: Links to third-party websites or products that may earn us a commission.

3. Acceptance of Terms

By accessing or using the Site, you agree to these T&C and any updates or changes to them. We may modify these T&C at any time, and the updated version will be posted on the Site. Your continued use of the Site after such modifications constitutes your acceptance of the new T&C.

4. User Responsibilities

As a user, you agree to:

  • Provide accurate and complete information when required.
  • Use the Site only for lawful purposes and in accordance with these T&C.
  • Not engage in activities that could harm or disrupt the Site or interfere with other users’ access to the Site.
  • Comply with all applicable local, state, and international laws and regulations when using the Site.

5. Account Creation

Some features of the Site may require you to create an account. By registering, you agree to:

  • Provide accurate, current, and complete information about yourself.
  • Maintain the confidentiality of your account credentials.
  • Notify us immediately of any unauthorized access or use of your account.

You are solely responsible for any activity that occurs under your account.

6. Use of Content

All content on the Site is the property of Evolverist or our licensors and is protected by intellectual property laws. You may view and download content for personal, non-commercial use only. You may not:

  • Copy, reproduce, distribute, or display any part of the content without prior written permission from Evolverist.
  • Use the content for commercial purposes without explicit consent.

7. Financial Advice Disclaimer

The content and services provided on this Site are for informational purposes only and do not constitute financial advice. You should consult with a professional financial advisor before making any investment or financial decisions. We do not guarantee the accuracy, completeness, or timeliness of the information provided.

8. Third-Party Links

The Site may contain links to third-party websites or products. These links are provided for your convenience and do not imply endorsement or responsibility for the content or services of these third parties. We are not liable for any losses or damages arising from your use of third-party websites.

9. Affiliate Disclosure

Some of the links on our Site may be affiliate links, meaning we may earn a commission if you make a purchase through these links. However, this does not affect the content or recommendations we provide. We only recommend products or services that we believe to be valuable to our users.

10. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Site, you agree to the terms of our Privacy Policy.

11. Prohibited Uses

You may not use the Site for any of the following:

  • Engaging in any fraudulent or illegal activities.
  • Sending unsolicited emails or spam.
  • Attempting to interfere with the functionality of the Site, including hacking or distributing malware.
  • Violating any laws or regulations applicable to the use of the Site.

12. Limitation of Liability

Evolverist and its affiliates are not liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of the Site or reliance on the information provided, even if we have been advised of the possibility of such damages.

We make no guarantees regarding the accuracy or completeness of the content, and we disclaim all warranties, whether express or implied, to the fullest extent permitted by law.

13. Indemnification

You agree to indemnify and hold harmless Evolverist, its affiliates, and their respective officers, employees, and agents from any claims, damages, losses, or liabilities arising out of your use of the Site, violation of these T&C, or infringement of any intellectual property or other rights.

14. Termination

We reserve the right to suspend or terminate your access to the Site at our discretion, without notice, for any reason, including but not limited to violations of these T&C.

15. Governing Law

These T&C are governed by and construed in accordance with the laws of [your jurisdiction]. Any disputes arising from the use of the Site or these T&C shall be resolved in the courts of [your jurisdiction].

16. Dispute Resolution

In the event of a dispute, you agree to first attempt to resolve the issue through informal means by contacting us at [insert contact details]. If we are unable to resolve the dispute amicably, we agree to engage in mediation or arbitration as a means of resolving the issue before pursuing legal action.

17. Force Majeure

We are not liable for any delay or failure to perform due to circumstances beyond our reasonable control, including but not limited to natural disasters, strikes, technological failures, or acts of government.

18. Severability

If any provision of these T&C is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will continue in full force and effect.

19. Entire Agreement

These T&C, together with our Privacy Policy and any other policies or terms incorporated by reference, constitute the entire agreement between you and Evolverist regarding your use of the Site.